Best "Rewards" Credit Cards?

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Best "Rewards" Credit Cards?

Post by Jocose »

I am a fan of "rewards" for using CC's. I don't carry a balance and am happy to get gift cards, cash back or whatever just for using their service.

My current CC company is becoming political and I'd like to find an alternative.

They currently pay something like 3x for restaurant and gasoline purchases, 2x for other travel stuff and a 1.5x for everything else.

I do have another rewards CC through my bank but they only pay rewards for certain uses like grocery store and nothing else really.. Only collect a few bucks here and there..

What do you use?
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Post by joegoat »

Don't have a credit card. Played the points/cash back game once. One late payment (forgot I hadn't paid it) and all gains were cancelled out. I'm a disciple of Brother Dave Ramsey. Currently on steps 4,5, and 6.
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Post by Jocose »

A quick search provided some great info. Some cards offer way more points than what I'm currently earning! I should have looked into this long ago.
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Post by MrPiper »

Jocose wrote: 08 Oct 2022, 08:44 A quick search provided some great info. Some cards offer way more points than what I'm currently earning! I should have looked into this long ago.
Do tell please! I / we use B.O.A. Visa and get basically what you described. We gave up trying to find a bank that is not a political mess. Tried to pick the most neutral we could find. We didn't find ANY.
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Post by Jocose »

Here is one link I found comparing reward programs.

https://www.nerdwallet.com/best/credit-cards/rewards
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Post by Jocose »

MrPiper wrote: 08 Oct 2022, 08:48 ...We gave up trying to find a bank that is not a political mess. Tried to pick the most neutral we could find. We didn't find ANY.
New PayPal Policy Lets Company Pull $2,500 From Users’ Accounts If They Promote ‘Misinformation’

https://t.co/Xr0aDLRSYw
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Best "Rewards" Credit Cards?

Post by MrPiper »

Jocose wrote: 08 Oct 2022, 09:07
MrPiper wrote: 08 Oct 2022, 08:48 ...We gave up trying to find a bank that is not a political mess. Tried to pick the most neutral we could find. We didn't find ANY.
New PayPal Policy Lets Company Pull $2,500 From Users’ Accounts If They Promote ‘Misinformation’

https://t.co/Xr0aDLRSYw
WOW! I ONLY use that imbecilic service to receive a payment from Ebay occasionally and immediately remove the money. They could never get more than a few small $ from me, but I will be looking for other options.

Thank you for the link above.
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Best "Rewards" Credit Cards?

Post by Jocose »

MrPiper wrote: 08 Oct 2022, 09:19
Jocose wrote: 08 Oct 2022, 09:07
MrPiper wrote: 08 Oct 2022, 08:48 ...We gave up trying to find a bank that is not a political mess. Tried to pick the most neutral we could find. We didn't find ANY.
New PayPal Policy Lets Company Pull $2,500 From Users’ Accounts If They Promote ‘Misinformation’

https://t.co/Xr0aDLRSYw
WOW! I ONLY use that imbecilic service to receive a payment from Ebay occasionally and immediately remove the money. They could never get more than a few small $ from me, but I will be looking for other options.

Thank you for the link above.
PP owns Venmo as well.
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Post by Jocose »

MORE - PayPal now appears to be backing down after many users posted on social media that they will be closing their accounts.


JUST IN - PayPal spox on $2,500 fine: "An AUP notice recently went out in error that included incorrect information. PayPal is not fining people for misinformation and this language was never intended to be inserted in our policy... We’re sorry for the confusion this has caused."
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